What is ATMCash?

ATMCash is a newly found money transfer service. It uses pre-paid money transfer cards to transfer money to your loved ones. You can send money to these cards from abroad. Recipients of these cards can withdraw money from ATMs.

You can send money from United States to India and about 150 other countries securely and without any difficulty. The best advantage of ATMCash is that you can send it over the phone or online 24 hours and 7 days a week.

ATMCash started in 2005 in United States. It is a money service provider company. It offers their customers an easy, safe and well suited mode of transferring money anywhere in world.

ATMCash is actually an official MasterCard – Independent Sales Organization Member Service Provider (ISO MSP). Also it is an agent of United States’ one of the main banks, KeyBank National Associates.

Who all can Use ATMCash to send money?

To use ATMCash and send money worldwide the requirements are:

• You should be a United States resident.
• You should have social security number.
• You should have a checking account.
• You should have access to your phone to carry out the voice security feature.

How to Start Using ATMCash?

Using ATMCash is very simple and easy. When you are using it for first time, following are steps involved:

1. There is a one time sign up procedure for new customers. While signing up, you will fill your and the recipients details.
2. When sign up is complete and successful, ATMCash will send a card to the recipient.
3. Now recipient can withdraw money from any MasterCard ATM.

How Does ATMCash Work?

Once you have signed up with ATMCash, you can send money at anytime. You can reload your card online or by a phone call which takes just a minute. Besides, both these facilities are available for 24 hours of a day and 7 days of a week. You can send money from United States to about 150 countries and 50 states of US.

Recipient can withdraw the cash from MasterCard ATM at anytime. In India 8,000 ATMs allows you to withdraw funds sent by ATMCash.

What are the ATMCash Charges?

For sending the ATMCash card to recipient the ATMCash will charge you according to the country of recipient.

For loading and reloading card, the charges for $1000 are $5.00.

The charges for account services are as follows:

• Account maintenance for first month: Free
• Monthly maintenance charges: $0.99
• Internet balance inquiry charges: Free
• ATM withdrawal charges: $1.50
• Card replacement (in case of lost or stolen card) charges: $10.00 plus shipment
• Account closing and refunding balance charges: $15.00

The above charges will be modified in some cases as follows:

• If the account balance is less than $0.99, then the maintenance charges will be same as the remaining balance. Also if account balance is zero, there will be no maintenance charges. Besides, if account balance remains zero for 12 constant months then the account will be closed.
• While withdrawing money, local ATM owner might charge you in additional to above withdrawal charges.
• While closing account, if account balance is less than $15 it will not be refunded. The account will be closed and remaining balance will be taken as close account or refund balance fee. Also if your card expires, the close account or refund balance charges will be applied to you.

What are the Advantages of ATMCash?

ATMCash has many advantages over other money transfer services. Some of them are:

1. It is the most protected and secure way of sending money to your friends and relatives.
2. You can send to almost 150 countries and 50 states of US.
3. The money can be transferred on phone or by internet.
4. The service is available 24x7.
5. Also you can use it while traveling or give as gift.
6. Recipients can get money from MasterCard ATMs which are about 1 million worldwide.
7. The money remains in FDIC insured account.

How Secure is ATMCash?

ATMCash uses the most advanced techniques in money transfer business. These techniques are voice verification and encryption. While signing up with ATMCash, it takes voice print test from customer. In this process, you repeat few random digits over the phone and your voice print gets recorded. The voice print of two persons never matches and is unique for everyone. So it offers exact and reliable identity verification each time.

Besides, the customer money is FDIC insured which ensures any un-used money will stay forever with your ATMCash account.