What is PaySafe Card?

PaySafe card is a prepaid card mainly for shopping online securely. This card provides electronic money, for use online, in exchange of cash. Paysafe card has its base in Vienna, Austria and has been in existence since 2000. It can be used in Germany, Austria, Spain, Greece, Great Britain, Switzerland, the Netherlands, Belgium, Slovenia, Portugal, Czech Republic, France, Slovakia and Sweden.

What is the Purpose of this card?

Most of the online customers prefer using credit cards as they are quite simple and convenient to use. For the web shop owners, this arrangement works fine as they are guaranteed an immediate payment authorization from the customer’s card issuer.

In spite of the above facts, many customers are worried about sharing their financial details online. Also some customers do not own credit cards. The alternative in such cases would be to use cash online.

Services like Paysafecard have made it very common for the customer to shop with cash. The payments can be made easily and safely. These cards can be purchased conveniently from filling stations, electronic stores, and selected internet cafes.

What makes Paysafe card different from others?

There are more than a bunch of debit, credit or prepaid cards available that can be used to make payments. Most of them require your personal details and it is a not very easy to own one. But Paysafe card stands out among them because:

• It is anonymous & secure
• Can be purchased with Cash from retail outlets with out any ID proof.
• It is a Pre-Paid Card
• Can be used for Online Transactions.
• Do not require credit card or Bank account to fund – The amount you pay at time of purchase is loaded on the card.

How does PaySafe Cards Work?

Buying a Paysafe Card - In the UK, when a customer wants to purchase a Paysafecard, he has to pay cash (£10, £25, £50 or £75) at any retailers linked to PayPoint. After this he receives a 16 digit PIN. In rest of the countries, Paysafecards are mostly available at newsagents, petrol stations, chemists or kiosks.

Using the Paysafe Card - When the customer wants to pay with the Paysafecard, he enters the 16 digit PIN and the amount is deducted from his balance. In case of larger sums, he can combine up to ten Pasafecard PINs.

Benefits of Paysafe Cards

The benefits of using a Paysafe card are many. Many millions now use Paysafe cards as they find the following advantages exceptional:

• It is a Pre-Paid Card – The value of card is written on it.
• Does not require Credit Card / Bank Account.
• You can combine more than one Pay Safe Card for making large payments.
• Anonymous Card – You do not have to provide any information at the time of purchase.
• Can be used on some International Websites.
• Can be used on Hundreds of Web Shops across Europe.

Disadvantages of Paysafe card

Not every good thing comes with only benefits. PaySafe card has its own limitations. Some of them are:

• Costs 2 Euro per month - It needs a maintenance of fee 2Euro per card after 12 months.
• Not all e-retailer are using Pay Safe Cards - It is quite possible that when you are almost about to make the payment, you get to know that the retailer doesn’t accept a paysafe payment. So before adding items to the shopping cart, make sure that the shop accepts such payments.
• Cannot Easily Transfer back your balance funds - Some times you may want to use cash in some other form. But getting the money from a pre-paid card isn’t easy. So never buy Pay Safe cards if you won’t be really using it.

How to get a PaySafe card?

If you feel that the benefits are more with a Paysafe card then you can buy one to start using it. If you are from Europe, you can get a PaySafe card from PayPoint retail outlets. Buy PaySafeCards from these retail outlets by paying cash for equivalent amount. You can then login here to view you card balance and transaction statements.

Where can the PaySafe card be used?

Over 2,500 webshops accept Paysafecard worldwide. These fall mainly into the following categories - online games/gaming, music download sites, telecoms services and now travel. The latest in travel industry to accept Paysafecard is Sky Europe, a low cost airline based in Slovakia.

PaySafeCard is an innovative solution to all those users who do not wish to share their personal information while shopping online. It is available almost anywhere in Europe.