How to Find SWIFT Codes of Indian Banks

SWIFT code is a routing code used for transferring funds from one bank account to another internationally. It is a bank identifier code (BIC) used to identify banks across different locations. SWIFT stands for Society for Worldwide Inter-bank Financial Telecommunication.

SWIFT is a middle man between financial institutions and banks. SWIFT does not facilitate funds transfer so the financial institutions would need to use the available method for financial transactions. The messages between banks and other financial institutions are securely exchanged through SWIFT.SWIFT bank identifier codes (BIC) are needed for efficient international wire transfers.

International Wire Transfers uses different routing codes to transfer funds overseas. One of the routing codes used by worldwide banks is SWIFT BIC codes. SWIFT makes it easy to identify any bank in any city around the world.

Each bank branch in a country is assigned a specific SWIFT BIC code. The first 8 characters of SWIFT code identify the bank and the remaining 3 characters identify the bank branch.

When you transfer money from abroad, this identifier code helps your financial institution to deliver the funds to correct bank account in correct bank branch.

How to find SWIFT codes of Indian banks?

You can find SWIFT BIC code of any bank in India at this URL: Swift Website

Just input city, bank name and country in above url and hit search. You will get BIC details of all branches of this particular bank in this city. Please note that the website may be slow because of heavy usage.

Next time when you are planning a wire transfer to India, make sure you use the correct SWIFT code of you recipient bank branch. Using correct BIC code reduces many hassles for your financial intuition.